Financing


Learn more today about AXEIA Development Corporation Pag ibig financing options. We cater to Pag ibig housing loan to help you attain the house you've always aspired for. Find out more today about Pag ibig financing and housing loan with AXEIA Development Corporation. ​For in-house financing, financing is extended by the company who is selling the property. Under this scheme, there is no transfer of ownership to the buyer until the property is fully paid.

If you are interested in securing in-house financing,

  • Gather information about your savings and monthly cash profile.
  • Having an idea of your funding resources, estimate what kind of a property you can afford, how much you can borrow, how much you can afford to pay on a monthly basis.

Typical factors affecting evaluation and approval of a request for in-house financing include the following:

  • Proof of monthly or periodic net cash inflow
  • Size and quality of assets and investments currently owned
  • Credit track record (as verified with other bank dealings and the presence of any court cases)
  • Purchase of and good payment track record in other Asiatic Group of Companies, etc.
  • Tenure with the employer or number of years in business, in case of a professional or an entrepreneur.

An application for in-house financing is typically evaluated within a period of two weeks to one month. This timetable assumes complete documentation and solid evidence presented to support the various factors being used for evaluation. Length of processing may be prolonged by incomplete documents or insufficient evidence of capacity to pay.
 

GENERAL

Reservation – Range: Php3000.00 to Php 20,000.00 depending on the project.
Down payment of 20% payable in 6 to 12 months at 0% interest.
80% Balance payable in 5 to 10 years through Bank or Inhouse Financing.
Plus other charges (Legal documentation)

OPTION A – Spot Cash Payments (Total Price)

• (TEN) 10% Discount for Spot Cash within 10 days.
• (SEVEN) 7% Discount for Spot Cash within 20 days.
• (FIVE) 5% Discount for Spot Cash within 30days.

OPTION B – Deferred Cash Term (12 months to pay)

• 20% Spot Down Payment.
• Balance payable in 12 months at ) 0% interest with (PDC) Post dated cheques.

OPTION C – Direct Financing (DF)

• 10% Downpayment.
• Balance payable in 20 years at 10% fixed interest rate for one (1)year.
• Thru Planters Bank Financing
 



TERMS:

       Option A:
  • 24 % Down Payment
  • 12 months
  • 0 % fixed interest rate
  • Must be covered with post-dated checks (PDC)

       Option B:
  • 76 % Balance
  • 5 years
  • 15 % fixed interest Rate
  • Must be covered with 12 pdc for the first 12 months and 1 balloon check payment for the remaining balance

       Option C:
  • 76 % Balance
  • 6-10 years
  • 18 % fixed interest rate
  • Must be covered with 12 pdc for the first 12 months and 1 balloon check payment for the remaining balance